Deal check: 2019 BMW 540i loaner/$0 down/7 MSD/$425+tax

Been looking to make my first lease, and trying to cajole the dealers here on a 2019 540i loaner. Has 3900 miles, so residual drops from 60% to 58.7%. Putting 7 MSD down.

I initially quoted a lower price using 0.00128 base MF and 7 MSD (i.e. 0.00093), and dealer came back with this offer.

What do the esteemed LeaseHackrs think?

Year, Make, Model, and Trim: 2019 BMW 540i
MSRP: $65,200
Monthly Payment: $425 + tax
Drive-Off Amount: approx $1500
Months: 36
Annual Mileage: 10K
Residual: $38,275
Incentives: 3250 rebate, 2000 loyalty
Region: California
Leasehackr Score: 12.1
Leasehackr Calculator Link:

MF is inflated but otherwise good discount on 540i. Also check if you can find a OL code so that will take off another $1000/$500.

I think it’s great deal!