I have no doubt you can find countless examples of cars on honker that you can beat by $100/month, but that is not my point. My point is there are countless examples of cars that you or anyone else could not beat by $100/month. So if the op tries to beat the Kia forte5 listed for $191/month with just first month due by $100/month the op will waste a lot of time. This is why the post was misleading.
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