Credit Unions or Alternatives to Mercedes-Benz Finance?

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mercedes-benz

#1

Does anyone have any leads on a credit union, bank, other 3rd party, etc. that can provide better rates than Mercedes-Benz financial? I’m looking to lease a new 2019 MB but want to see if I can get a better rate somewhere else…thanks in advance


#2

Credit Union of Southern California does does it and I leased through them with better rates than USBank and Chrysler Capital. They use a third party solution called Cu Xpress ( I guess Cu Xpress does stuff other than the funding). I am not sure you can personally apply for it though, my dealer offered it and thats how I got to know. I was told I will be making payments to SoCal Cu and they made me a member at signing.


#3

Not only do you have to find a credit union, you have to find a dealer that participates with that credit union. You can’t just lease through a CU once you find one that leases.

@RVguy is the man in this regard. Search the forums for his posts.


#4

I’ve never seen anything lease a new MB from anyone but MBFS. MBFS incentizes most their leases, so I don’t think any 3rd party bothers l to compete with them.


#5

as far as i know MB is only lease through MBFS. I know for a fact that Credit Union of Southern California is the only CU that leases cars in SoCal and they do not lease MB, Lexus, BMW.


#6

Are there any credit unions that lease in northern CA?


#7

Wondering they do not lease with Mercedes because they cannot beat their deals or because Mercedes dealers are not allowed to ? If it is the former, it makes sense to ask them to check.