Does anyone know how much the MF increases as you move down in credit tiers with Lexus? I currently have an offer for .00001 MF at tier 1+ I assume but I want to be knowledgable about how it changes in case I don’t end up with a 720. I don’t trust them not to add something into it if the MF has to change.
Whcih model? Every model has its own subvented MF
Check your score on credit karma, bank or some credit cards for free, I know it’s not the exact score that dealers use, but generally speaking if those are higher than 720 you’ve got nothing to worry about.
I track mine and my wife’s score. She beats me with at 718 so I’ll try to get her to qualify on her own.
This is for a 2019 RX350L. I posed the same question on Edmunds and got the following answer:
Top tier is 1+
Tier 1- add .00010 to 1+ MF
2- add .00055
3- add .00145
So if we drop a tier we’re still at .00011.