Cracked the Audi Deal - 2018 A4 Premium Plus - $368 / month

I’ll start off by saying this: the deal wouldn’t have been possible without @IvanAudi who works at Rusnak Audi of Pasadena. He was super transparent and had an earnest desire to be upfront with all costs. Most enjoyable car experience I’ve had to date.

I’ve been following the forums for about 3 years, but have never posted. Used everything I learned here to lease a fully-loaded Kia Optima Hybrid EX two years ago for $208/month that has served me well. As the end of my 24 month lease is approaching though, I knew it was time for an upgrade…

Everyone says Audi’s lease poorly so I took it on as a challenge. After some research, I found that it could be possible to do something reasonable for the car I wanted. I made my decisions based on going for the highest value adds and foregoing the gimmicks or upgrades that would add a lot of cost but not of great value to my experience of the car. Stats below:

2018 Audi A4 - Premium Plus Ultra

MSRP: $41,050
Adjusted Cap Cost: $32,054

Monthly Payment: $368.45
Drive Off: $1800 (Lic/Reg, upfront taxes)
MSD’s: 10 = $3750
Incentives: $3000 (2k Audi Lease Cash + 1k Loyalty)

Months: 36
Miles 12,000
MF: .00031
Residual: 52%

Region: SoCal
Leasehackr Score: 10 years

Couple of general things to note:

  1. @IvanAudi was excellent to work with. If you want to consider an Audi in LA, its basically not even worth talking to anyone else.
  2. You MUST be very prepared before going in for a deal. Understand what every number means and what you expect it to be. I had all my spreadsheets set up and prepped with the numbers I expected to get and straight up pulled my laptop out during our conversations. This saved me multiple times during our negotiation.
  3. Although the salesman might be upfront, the finance manager has the luxury of being the man behind the curtain and doesn’t have to worry about his relationship with you, so he may intentionally or unintentionally skew the numbers to make the deal slightly more favorable for them. Check every number and advocate for yourself if they try to “round” a number up or slightly change something without legitimate explanation.
  4. This deal may actually not be replicable because after agreeing to our final costs, we learned several things that changed the numbers significantly (see below), but Ivan worked to honor the deal as best as possible because of the mix up.

Things we learned in the process:

  1. Check Incentive fine print: Originally, I was expecting $4000 in incentives
  • $2000 Audi Lease Cash (for May, not sure what it is in June)
  • $1000 Audi Loyalty (my roommate has an Audi, just has to be the same household)
  • $1000 Audi Sedan Loyalty (again my roommate) - However, this did not end up applying because the fine print here said it only applied if it was the same person, not just same household.

So, my incentives actually dropped to $3000, which made a big impact on monthly payment. Ivan worked with the Sales Manager to essentially split the difference with me to honor the numbers we had already agreed upon.

  1. MSD’s are rounded to the nearest $25 increment (in the fine print)
    I put max 10 MSDs down because it reduced my MF from .00081 to .00031. That took exactly $30 off per month. But just a small note: The MSD is rounded to the nearest $25 increment, so even though my monthly worked out to $368, 1 Security Deposit = $375. Just an FYI, but good to know so that you aren’t confused by the number (as we were). Sales Manager actually didn’t know this and we had to look it up in the Audi Financial doc to see why the number was off. I don’t think MSDs are very common. When I went to actually go sign the paperwork, the sales manager actually told me that he couldn’t input 10 MSDs, that the system would only let him input 9; but again he honored the numbers we had already agreed upon.

  2. Built-in Nav + Virtual Cockpit are low-value gimmicks.
    I opted for the Premium Plus Package because there were a lot of great upgrades and I just really liked the 18" two-tone wheels. However, adding the nav is worthless if you have an iphone because the Premium + comes with Apple Airplay so your nav on your phone automatically gets displayed onto the Audi screen. They’ve basically bundled the virtual cockpit with nav to lure people into still opting for the nav package, but adding this will kill your deal.

I think I did well, knowing that this was the only car I wanted to consider and it looks so good and drives so damn well (compared to my Kia, at least :stuck_out_tongue_closed_eyes:)

8 Likes

its possible that your 9th MSD put the MF at 0 and the 10th wasn’t even necessary.

Looks like a nice deal.
Only thing that seems odd to me is the upfront seems high. You said it incl upfront taxes, I assume you mean taxes on the rebates but even then it seems high. You sure there isn’t any cap cost in there?

Audi DO lease poorly compared to Benz or BMW but for an Audi it’s a solid deal so congrats!

My car has a 50% more MSRP than your Audi and I pay less monthly and had less upfront $. :rofl::sunglasses:

On a side note, what’s the dispo fee for Audi?

Congrats on the deal. Not sure I would call it “cracked” as you just opted for a remarkably low MSRP model.

2 Likes

50% more MSRP and less then $368? Teach me the way of the Jedi Leach Hacker! lol

The Volvo S90 deals we’ve seen fit that description. Regardless, nice job!

1 Like

41k MSRP, 35k Sales price, 3k rebates (loyalty) + MSD. Good deal. I think Audi for less than 1% msrp is nice.

I thought he was talking about the 9.5% so cal tax. It would be about 38 per month, which works out to 1368.

Taxes are assessed on payment in CA not collected upfront as far as I know

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You are correct, but it is an option to pay up front as well. If not, then the taxes he paid make no sense. He would be paying 50% on his incentives.

No, you cannot pay the monthly taxes upfront in CA. Any extra monies paid at signing would go towards CCR.

Even if the entire rebate is taxable, that’s only 9.x% of 3,000 which is sub 300. Reg, Lic, Doc are like 480-500 in CA, right…so what’s the rest?

I still don’t understand whether it’s 9 or 10 MSD…how did you put down 10 if the system would only accept up to 9?

Acq fee, 1st month, doc, DMV fees, taxes might come out to close to $1800.

That’s exactly what I wanna know

Just curious if Ivan Audi gave this deal, or did you come up with it and had him match it. You stated you needed your laptop to make sure all the numbers jived. I thought board dealers and brokers just give you the best deal they have?

Thank you RJ for the review! I am glad I was able to assist with your first Audi lease!

For anyone else interested in an Audi please see what others are saying about my pricing under Socal Audi Fleet Price! If my pricing wasn’t aggressive right off the bat, I’m sure a lease hackr would’ve called me out a long time ago!

Everyone that has dealt with me did not just take my word for it. They’ve shopped my numbers themselves and found that my pricing was one of the lowest from the get go without all the unnecessary back and forth.

Ivan Audi, they way the OP wrote the description I was unclear on the methodology for him to arrive at his great deal. Glad you clarified it :+1: Good to know.

This is an insane deal. My A4 premium plus was $456 with no money down and your’s is way better.
@IvanAudi: If you ever want to make such a deal on Q5/Q7 premium plus I would always be ready