I bet your MF is way off. Probably should be .00469 and not .0000469. Also, your $1500 DAS isn’t a down payment. It’s paying for the 1st month and fees that you aren’t taking into account (TTL, acq, etc).
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Yes, I think the MF is way off - must be 0.00469 which is more than 11%. And the numbers align with what was sent over if you use 0.00469.
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Thanks! My bad, was confused by the %, so updated math looks like this:
Net cap cost = $44503 - $6,720 = $37,783.
Depreciation fee = ($37,783 - $22,726) / 36 = $418
Finance fee = 0.00469 * ($37,783 + $22,726) = $283
$418+$283 = $701
What do you think of this deal?
Sounds worse than your deal in the 1st post. Why consider this over the MY23?
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because of the dealer discount on the new 2022 model (which isn’t too different from the 2023 one). if get some extra discounts California BC Lease Bonus Cash on top of dealership cut it will sound better
From what I see, the dealer discount on the 2022 is less that what you got on the 2023. Anyways, both are crappy leases and I wouldn’t get either.
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With the residual values being as bad as they are and the insane MF, it will be impossible to get a good lease deal. I would either buy the vehicle (or lease and then immediately buyout the lease if you have to have the vehicle and thats the only way to capture the $7500) or move onto a different vehicle with better terms. If you dont need 3 rows, a GC 4xe leases much better.
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I know I’ve probably bored you all to tears with these deals (i did myself), but hold on to your hats because here comes the grandest offer for the 4th of July! The lease terms demand your full commitment, both financially and emotionally 
. Now, before you roll your eyes should I hop on this deal or should I wave my flag of financial prudence and pass on this explosive adventure? Fire away with your thoughts!
800 a month renta car special!! You seem to be the only person in America with their heart set on this car so not sure any of us can talk you out of it.
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Are you doing this to just lease it or lease to immediately buyout?
Are you doing this to just lease it or lease to immediately buyout?
Correct
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Lol, so which is it?
the quote is for lease
35k Adjusted cap - 25k RV = 10k plus interest should be lease cost
You are paying 641 x 36 = 23k. 13k is the interest you are paying.
Long way to negotiate if you are leasing or flip and buy right after lease.
We had a Pacifica PHEV for 4 years and it was in the shop quite a few times mostly due to 12v battery/system issues.
But I did enjoy the all electric 30mi range as we never really drove it far, just our local family hauler. The technology was great, not as roomy as our previous Sienna but having to gas up only twice a year was awesome.
Sounds like you really want it but your lease deals are bad. Have to tried a broker here on LH?
Leasing sucks, no doubt about it. But buy it right after the lease thats how we kick that absurd $13k interest and snag a bit better financing terms.
what would you optimize this deal for to make it somewhat decent?
Yeah, that’s a concern, especially video above shared by @Shaun_H
I’ve been chatting with a few brokers, but none of them seem to have a magical better deal.
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