to make it more specific, i went through my Volvo Financial Services account, which then goes to BillMatrix for processing.
actual lease payment went through just fine, but i didnt receive the expected cashback unfortunately. has anybody had luck with this lately? having a bit of trouble finding the MCC that is being used.
trying to find if its in the exclusion list below, or the card is just messing it up.
MCC Code
Examples (but not limited to)
4829
Wire Transfers / Money Orders
6012
Member Financial Institution–Merchandise And Services
6051
Cash–Merchant
6211
Securities–Brokers and Dealers
6532
Card Top-up / Payment Service
6540
Payment Transactions
curious if anyone has luck with getting it, and/or can share the MCC if available?
BillMatrix is a cutout for PCI compliance (which makes 0 sense, VCFS is administered by Bank of America which has their own CC processing, SMH), so this should not affect that. I see that debit card is only for one-time payment, and have autopay through my bank account. If nobody here has actually tried this (made a payment to VCFS using their debit card), it might be worth asking BillMatrix directly? Assume you asked VCFS already and the rep couldn’t answer the question?
appreciate the input. ill keep pressing them to see if i’ll have any luck. still like using the card for other misc expenses and getting the BTC, etc back in the meantime.
def had to try as this would be my biggest recurring bill.
lol a welcome hijack, as i wouldn’t mind doing the same! older/private one, so interest is still low enough where I’m not in a rush to pay, but happy to find discounts.
I can’t find the article but there is gift cards which student loan companies accept. I want to say if I remember correctly the largest increment was $500
I’m very familiar haha. That’s why in my next post i suggested to avoid using it with Amex. From my research though, people who used it for legitimate purposes weren’t being shut down - it was high volume MS which got them killed.
The VGCs on sale at Office Depot work for debit payments on your BMW. Just bought $200 x2 for just under $400 and got about 2000 Chase UR with my INK card. Finally a way to get points for BMW lease payments.
Edit-1st payment went through. Tried a 2nd, and system said I must wait 10 min. Waited, and voila, $400 credited to my account. This is gonna be a fun ride
@02cic - BMWFS stopped allowing this when they updated their payment processor about 2 months ago. It was a great ride while it lasted. Have you been able to find any workarounds?