Car Dealer put my co-signer as lessee and me as co lessee?

Ask the Hackrs
1

I just leased my first car (Jeep GC). It’s my first auto lease so I had to have a friend help me out for co signing so I could jump to tier one.

Anyway. I made the deal over text with the GM. We clearly stated that I was the lessee and he was co signing for it.

I’m reviewing the paper work today and trying to set up an account through Chrysler capital and the dealership flipped it and said he was the lessee and me the co lessee.

Is this illegal? Is there any difference in this? Any steps to take?

1 Like
2

No matter how I type this it’s going to come across as sarcastic, but that’s not my intent.

The lease agreement says the same thing today as it did the day you signed it.

Is the other party listed first?

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Yes he’s listed

But what’s the difference in them doing it this way?

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How can they even do that when the insurance is in my name and registered in my name

5

I asked a slightly different question.

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6

A Honda dealer doc this to me years ago when I co-signed a family friend. Put me as primary and the other person as co-signer. Luckily no issues down the line insofar as making payments and we didn’t catch it until much later.

7

Had similar but opposite situation few months ago involving my daughter.

Got my college age daughter with minimal credit history a new lease in March and I asked to put her name as a co-signer for the lease to get some credit history going. Lexus dealer told me that putting her as the primary signer and my wife as a co-signer made no difference in terms of payments, so we kept it at that.

At the end of the day, it doesn’t matter because it will ding your credit history by opening an account and you will be financially liable either way if your friend was to default.

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Who cares… you are both have the same financial responsibility either way. It affects your credit the same.

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I don’t think it matters. You should look out for the insurance company that might add a co-registrant as a driver on the others insurance policy. You can call them to straighten it out if it affects the premium.

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It does not matter.

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I hope your friend is listed on the insurance policy.

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I assumed that you were having trouble getting this set up. Was that a bad assumption?

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