Hi everyone,
Looking to lease a 2024 bmw x3 xdrive30. I currently have a 2021 Audi q3 and pay $415/month and would like to not increase more than $100 if I can help it. Also have equity in the lease and only have 6500 miles on it. Looking for a help with a reasonable breakdown of msrp, money factor, equity etc. Any thoughts would help! Thanks!
That payment is not happening on an X3 without a decent down payment assuming you otherwise have loyalty or fleet.
We’d be happy to give it a shot though if you can align your expectations.
If you’re referring to dealer ads/natl offer, check the fine print as they often also require a substantial down payment before you even factor TTL. —
Additionally the GLB isn’t what I’d be comparing an X3 to. Maybe a GLC. 
The incentives and rates are decently strong on the 2024 X3 (especially with loyalty) but Texas TTL quickly puts a damper on either.
The 2025 programs and rebate are very poor in comparison.
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No, they are not.
You are aware that @IAC is a highly-rated broker working out of TX who specializes in BMWs?
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How much equity do you have?
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Have your driving needs changed or do you expect the next car to also total <7,000 miles after 3 years?
You should probably learn to differentiate between a response that’s unhelpful and a response that’s not to your liking.
Why would this site exist if all cars in the same segment could be leased for around the same payment?
If a GLC, X3 and Q5 are all around the same price what’s there to hack?
Something is unhelpful if it does not provide useful information to help, rather than state someone needs to revisit their expectations. The follow up response IS helpful because it explains more.
Thank you for clarifying. The initial response I didn’t find helpful because it didn’t break down details, which is what I’m clearly seeking help around.
I have 6k in equity and my driving needs remain the same. I work from home and mainly use the car for carpool and running errands locally.
Hey IAC, can you combine CCA with USAA? Heard conflicting responses.
CCA is a post sale rebate.
Refer to their T&C’s
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So leasing is not good for you unless you can find a vehicle with ultra- low mileage lease. You are paying for miles you are not using. Equity at lease end is another way of saying you paid too much over the term of the lease, and hopefully you are now getting some of it back. Have you gotten an actual offer from a dealer on trading in the Q3? You may be surprised.
BMWs at $500 a month are not happening unless you put a large amount down, or qualify for multiple rebates like loyalty, college grad, etc.
Have you considered an EV? They offer the best deals right now in your price range. Audi has some deals on their EVs that might also net your some lots.ty rebates or higher trade value on your Q3.
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Help yourself and go to Wiki here and learn how to calculate a lease payment/DAS using LH calc. Leasing and driving only 2K miles a year is generally not the best scenario. If equity in current lease maybe consider just buying out and keeping long term.
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