BMW Loyalty Qualification / Co-Signing

Closing in on making an offer for a M340i and want to maximize incentives. A few questions I’m hoping to have answered.

If I were to have a co-signer on the lease, who is currently in a lease through BMWFS, would loyalty apply to the deal if the car is being registered under a non-loyalty person?

Would their credit override mine if it is higher and potentially put the agreement in a higher tier if applicable?

Is this loyalty program below stating $2,500 for all new 3 series? Meaning any model? This seems steep, so wasn’t sure if anyone has run into challenges with specific models. Most Edmunds information I saw through the thread had a $500 loyalty here and there.

Also, is 10% discount before incentives pretty go to? Having a hard time finding info on 2021s.

I believe having a co-signer that owns a BMW will qualify you for loyalty, although I’m sure someone can confirm 100%.

Yes, 10% pre-incentive discount at base MF on a new M340 is a good deal. You need to confirm what MF the dealer is using.

Also, the incentives you pasted above look to be the current finance incentives, not lease. You need to confirm what lease incentives are available (you can get this from Edmunds).

Spend some time researching past deals and broker listings on here, there is oodles of info and data points, if you’re having trouble finding info on 2021 BMW’s then you’re doing something wrong.

I wanted to know on the co signer thing as well. Would having a bmw lease person as a co-signer provide loyalty incentive to the other person who doesn’t have Bmw loyalty?

Yes. If a co-signer has loyalty, and is approved with the signer, the deal would get loyalty

Thanks for response. I’m (I have Bmw lease right now) trying to help my family member at a different address for summer 2022.

So I assume they can get their grad discount, loyalty (by me being a co signer) and anything else they sign up for like OL/PenFed to maximize incentives for bmw. They Should also sign up for bmw CCA? For the post rebate

This way they maximized the incentives/rebates.

There is a time requirement between signing up and getting the rebate

Yes I would have them open CCA 6 months in advance and 2 month in advance for the PenFed

6 months for a 3 year membership. You have to wait one year for a 1 year membership IIRC

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Yea. I believe I covered all incentives they could potentially qualify for. Can’t qualify military.

Loyalty plus grad plus OL/penfed
Post rebate: CCA