BMW Lease vs BMW Select (balloon loan)

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1

Hello hackrs.

I could use some advice on the BMW Select financing vs. BMW leasing. We really like the 2025 X5 xdrive40 but the MF and residuals just don’t lend themselves to competitive leases. This is a car we could see ourselves buying but we just don’t want to put all the cash out right now.

Do you have any experience with BMW Select?
When would you consider this program vs. leasing?

Thanks for your help.

2

There’s a third option: financing with the 2.49% interest rate. That’s what I would do.

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