Is 4.79% for 72 the best I’m gonna find at the moment ? This is through navy federal . Thanks
No, you can find 0% apr deals.
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You can get 2.49% for some BMWs for 72 months in Maryland, for instance.
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Yes and no. The answer depends on what specific segment you’re looking at. Some have very subsidized APR offers from the manufacturers, as others have stated.
Well I already purchased so I’m looking at banks and credit unions to refi for a better rate than 7%.
Which BMWs?
4.79% @ 72 is better than the 5.25% @ 65 I’ve seen so far
Almost anything but an electric car, M car, or 2025 X3.
I used datatrac.net and found BCU. 5.34% at 75 months. Lower to 4.34% with more qualifying activities (deposit & credit card activities). Can further lower to 3.5% if your dealer can provide a truecar certificate