I’m new to leasehackr but not new to leasing or full size trucks.
Now that the 2021 incentives have expired… I’m wondering which brand usually has the best lease terms… or if I go with someone like Ally or CULA, that would be better than any dealer.
Right now, looking at an F-150, Ram 1500, Silverado 1500 or Tundra. All 4x2 only, crew cab and low/mid level trim.
So far, Silverado was the cheapest ~$40k MSRP (no dealer markup), 36/10k/$1500/$500mo. I see in Cody’s Toyota thread, you can probably get a 22 Tundra for that same monthly (although higher MSRP) if you can do it without a dealer markup.
Ford and Ram seemed to be more in the $600-700 range. Didn’t even look at Nissan.
And yes… I did check out the Jeep 4xe… I would get it if it were bigger.
Thanks in advance… and I did search but all the threads looked older.
Since you seem open to different models check out the Ram 1500 classic (previous body style). Dealers seem to be willing to move them especially if you can live with a quad cab
I see you’re from CA so likely won’t make sense but I have a pretty solid Chevy dealer I can refer you to in NY. They have always had good vehicles in stock & they often have supplier pricing codes they can offer to anyone. Even in normal times they are a diamond in the rough.
Though it’s not technically a full size, the Nissan Frontier is the only decent pickup lease in January 2022.
Probably because no one else is trying to gain market share. They’ll just sell whatever they make to the same ol’ loyal folks who keep buying ‘em.
And because they buy them, there’s no motivation for the lessors to offer great RV, MF or incentives for you to lease them.
PS. Look into a Tacoma purchase. There’s hardly anything that’s easier to cash out when your EV truck arrives. Which will be much sooner or much later than exactly 3 years, so you’d probably want that flexibility.
I just explained that leasing a new 2022 tundra is 500/mo less then buying it…that’s a big cash flow difference on a vehicle that has unknown reliability. Who knows what it’ll be worth in 3 year. I’d lease it….
There’s a lot more to optimizing a business’ net income and cash flow than just monthly payments.
Obviously one can take a longer loan on a financed purchase to make the monthly payments smaller.
Depending on how much EBITDA you want to shield from this years taxes vs the next, you can compare accelerated vs non-accelerated depreciation on a purchase.
Also, as business taxes are lower than they were in the past, the tax benefit of writing off anything has gotten smaller.
Just some big ones off the top of my head. A CPA can go into a lot more nuance. And the 800-lb elephant in the room is that most small businesses concerned about this small amount of cash flow shouldn’t be buying or leasing a brand new pickup anyway. When the owner does it, let’s face it, it’s because they want to. It’s a toy. The business case for it tends to be flimsy at best.
