I am in PA. I am looking to get my wife into a small to midsize luxury SUV in Jan. My budget is $600. I prefer $0 down. What are your recommendations? Initially thinking X3. She currently drives an X5, but its more vehicle than we need.
This is more a personal preference and current programs.
It is suggested to test drive vehicles but typical consensus will be:
X3
XC60 T5 (maybe T6?)
Q5
Stelvio maybe?
GV70 when it comes out 
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Also, check marketplace for current programs and prices you are comfortable with. If they work, go and check out the vehicle!
No one knows what programs will look like in January.
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