To present real market data to help the argument that a G63 is a cheaper Gwagen to get than a G580 lease, I just pre-traded my 2025 G63 in as my 2026 is almost on the water, and I figure the value can only go down.
The market has softened for sure but I can live with what I got. Decided not to shop it around as I would have needed another dealer to give me a lot more to make it worth not getting tax savings.
My effective monthly comes out to what would be a $875 a month “lease” with $0 DAS haha. I drove at a rate that would work for 7500 miles a year. Also due to the trade-in, I’ll end up paying $300 in sales tax instead of $6600 on the next one.
This after my 2024 was driven for about a year with a $700 effective monthly. I did even better with the previous years.
If the trend continues, I’m not sure it’ll make financial sense to keep upgrading every year, but as long as my effective is under $1,000 a month why not–change up the colors, don’t have to buy tires or even get an oil change.
I think you would be silly to stop as long as your effective payment is less than ~1800/mo. You can’t even lease a 550 for that. Why not upgrade every year and pay less than what some people are paying for an X5
Yeah this annual treadmill is how the ballers get in at MSRP with basically the rent-charge as their cost to drive. And the dealer gets around the manufacturer scrutinizing ADM on the initial transaction.
The tough part is finding a way onto the treadmill. The BowTieGuy basically charges a $40k ADM if someone is coming in fresh (or as Bumboola calls it; Dougie Fresh). If someone already has a low miles late model G63 from another showroom they can trade it in below retail to get a G63 allocation from him.
The challenge is getting that first G63 to start the treadmill without a +$40k markup.
Similar challenge for @li8625 and that vehicle that shall not be named.
That is his effective payment. Meaning, he is purchasing a new G63 at $2xx,xxx.xx financed at x.xx% for a monthly payment of $x,xxx.xx. He sells the vehicle after a year or so for $xxx,xxx.xx. The delta between the sale price and his original purchase price equals out to roughly $875/month.
Ex. you purchase a G63 for $200,000. You drive it for a year, sell it for $185,000. Your total cost for the 12 months of ownership was $15,000 (plus gas, insurance, etc.). 15,000/12 = $1,250 per month
It’s really not that difficult. Most people lack persona and charisma. Or you’re like @jaxon and just wh*ring out different dealerships. If you have the means and the charisma, getting an MSRP allocation from your local dealer should be no issue. I was offered a GT3 for sticker from the GM of my local Porsche store after talking to him for 3 days. Some people got it, others have #skillissue
I’m interpreting him rolling sticker for sticker and only paying an effective cost based on the financing charges he incurs to carry what is basically dealer inventory for 12 months.
I don’t know his specific situation or what he has worked out with his dealer. I was just explaining effective payment principles in general since that poster seemed confused by it
Good questions–to clarify the 2026 will be my 7th G63 from 2020, all at MSRP. If anything I paid for tint and nitrogen, so the most I’ve ever paid was like $1k over MSRP.
Around 2023, I was able to continue to put money into the vehicle so that I had the car paid off. Once you get to the top of the mountain, it’s easy to stay there as the cost to upgrade year to year has always been under $15k, and most of the cost to upgrade has been Mercedes increasing MSRP year to year, for example 2025 to 2026 for an identical car went up $9500 thanks to the tariffs.
To give transparency:
2025 MSRP $217,000 with $210,000 trade-in value after 8 months = $875 monthly.
2026 MSRP $221,000, so will pay $11,000 difference.
You can do leases at the buy rate MF. But then on a $200k car the monthly effective would still be like $1,800k when rolling sticker to sticker. Still better than leasing a G580 though.
Technically @JMMZKDTH has an implied opportunity cost of the equity trapped in his perpetual treadmill of G63 worth about $1,000 a month (6% after tax on $200k). But the only person on LH that cares about opportunity cost of capital is @delta737h . We need to get that guy a G63.
When I got my 2021 and started out the sticker was $171k. I put like $30k down and had a $25k trade-in and financed the rest. Back then it was like 1.9% interest lol. I sold it when every G63 owner should have sold in early 2022.
Next was my 2022 that I put like $30k down and financed the rest at like 3%. After that I was able to get a new one within 9-12 months, and for each car I would basically put another $20-30k whenever I traded to continue to chip away until I had the car paid off.
I used to pay cash for the difference, but now I’ve started doing a loan for the delta and paying 95% of it down and leaving it open for 3 months to benefit the dealer and to keep interest minimal.
Very good point–I’ve often thought about the equity trapped in the G and that’s one of the biggest draws to leasing to free up the equity, but anything cool enough to lease to distract me from missing the G would be really expensive monthly, and I would never dream of leasing a G63.
Another problem is to continue to be offered allocations, I need to keep one in the garage.
Recession indicator just dropped. Time to go all in on Gold!
Honestly, getting a G63 at MSRP has always been reasonably possible in the NJ/PA/NY and DMV area even at the peak of the hype. A dealer offered it to an extremely skill challenged family member of mine with a 12 month wait during 1Q 2022. (When I mean extremely skill challenged member, I mean he bought a 2022 X7 M50i for 0% discount in July while I ordered a 23 X7 M60i thru an LH broker for 3% off)
Add $2k monthly for CA or other states without tax benefit at trade in