I was considering the Cadillac Lyriq because of the awesome deal I am getting through leasehackr / Auto Ninja. I went to a local dealer in NJ and they were providing their arguments as to why I should go with them rather than with a lease broker: They cover Gap insurance, if there was a case wher…

[image] Improvise9767: They, as a local dealer, They, as a local dealer, are morons. I fixed it for you.

None of those arguments make any difference between a dealer or broker, except the broker fee.

I’m sure many will reply here, but: [image] Improvise9767: They cover Gap insurance, if there was a case where the car got totaled, I would not be on the hook for any difference. What are the terms when leasing with Auto Ninja with regards to Gap insurance? Whether GAP Is included in the lea…

Now that you know the dealer lied about every point, how do you feel about using them?

[image] Improvise9767: I went to a local dealer in NJ and they were providing their arguments fanatical lies to scare me as to why I should go with them rather than with a lease broker: Fixed it for you

[image] jm020: Whether GAP Is included in the lease or not is determined by the captive lessor. For OEMs which do not include GAP by default in their leases, it can be added in by any dealer (including the one the broker will pass you to) OR you can get it on your own via insurance. Whether you …

Whatever color you like as long as we can source it or build it.

You can add GAP through your insurance… My 6 mo quote for a 2025 Tesla MY Performance is only $11 for the 6 mo term I’d go with the broker on this deal… don’t worry about “color” it’s just a lease haha you’ll be inside and won’t see the color from there :joy:, also all GM Financial leases include G…

Yup only truth there is the broker fee and that’s a minor point with the deal you would be getting. Is the dealer even willing to play ball? As an anecdotal experience I leased my iX with Scott at IAC and my local dealer treated me really well when I just bought it in for service. Sales and servic…

Arguments for leasing directly with Dealer vs Auto Ninja

Ask the Hackrs

Improvise9767 May 17, 2025, 4:20pm 7

Here are the calculations for my lease options
(I’m not yet sure I can get the conquest discount in column B)