Wondering about process, gap, and payments. Think I will be covered but wondering if they pay them more than the payoff if they (stellantis) still come after me for deductible.
On a stellantis lease? What stellantis lease did you think has positive equity these days?
“They” as in your insurance carrier or the other driver’s carrier if that driver was at fault?
At fault driver had fake plates and ran so all on me/my insurance.
Not equity so much as their offer may be close to/slightly above payoff including taxes/dmv fee refunds, etc. They set residual not super high just offset with a ton of incentives.
Sorry to hear that.
What happens on your payoff for a totaled ride is not just dependent on Stellantis but also to some extent on how your carrier will handle any overage amount payment if there is any per the lease terms. Not sure who your carrier is or how Stellantis handles these.
What does your lease contract say?
I would 100% expect to pay your deductible and be done with the vehicle.
There is a gap waiver looks like so yea maybe will be the end of that.