Any one with recent third-party sales experience with GM Financial?

Currently leasing a 2019 Cadillac XT4 through GM Financial. I was able to get my payoff which includes TX sales tax but the rep would not give me the dealer payoff. Heading to the Acura dealer on Monday and hopefully will be able to trade it in.

Anyone with recent experience with GM Financial know if they go with roughly RV plus remaining payments for a third-party dealer payoff amount or do they use market rates like VCFS?


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