Any banks applying $7500 federal tax credit for 2022 Chrysler Pacifica Hybrid LEASE?

Ask the Hackrs
1

I’m putting in an order for a 2022 Chrysler Pacifica Hybrid Limited which I may choose to lease.

  1. Anyone aware of banks applying the 7500 credit to PacHy LEASES? If yes, who? Full or partial amount?

  2. I’ve heard that US Bank is, but can’t confirm it anywhere. Has anyone here gotten the credit from them?

  3. How do I factor this in to the Leasehackr calculator? I’ve seen it entered on the “Taxed Incentives” line under “Capitalized Costs”. Is that correct?

Thanks to this community for all great information!

2

Chrysler Capital, Ally, and US Bank all use the full $7500 rebate. Chrysler has the lowest 36 month lease this month and US Bank has the lowest 42 month lease but those aren’t relevant since you are ordering the vehicle and lease programs could be different when it arrives.

If you are in California I can give you a quote if you haven’t ordered already

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Does USBank apply it as a cap cost reduction on the pacifica or do they play the same infalted RV game as they do on the Wrangler?

4

US Bank inflates the residual with it

5

  1. So add $7500 to the residual value?

  2. To get a rough idea, trying to figure out what monthly lease payment would be if I were to get today.

36 month, 10k miles, 0 down. I’m in Michigan (48168).
My price=$50,259 (MSRP=$52,904) plus dealer & doc=$1917.

I’ve been told that numbers for US Bank are:
MF: 0.001100
RV: 48%

Is Chrysler Cap different numbers? Do they factor in the tax credit differently than US Bank does?

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Thank you for all of this.

6

Try to plug the numbers into the calculator and share the link. We will try to help you.

From my experience a stock unit would likely be a better buy than lease.

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Is that the rv for the phev or for the regular pacifica?

Ccap just uses the $7500 as a cap cost reduction.

8

No, the RV is what it is.

You don’t add anything to it.

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For US Bank you are going to take the Residual and add $7500 to it, you wont get to use the $7500 as cap reduction. Chrysler Capital uses it as cap reduction

US Bank is less on 42 month only. For 36 month Chrysler is lower if you have CCAP bonus cash this month and about the same if you just have the $7500 this month

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