I’m in Kentucky but willing to drive anywhere east of the Mississippi to pick up the right car.
I just want to see if I’ve got the right idea.
The Volvo USA site says my local dealer has the XC 90 T8 AWD with the following MSRP and lease offer: 75,096 MSRP. Lease terms: $947/36 months/10k miles per year/0 DAS.
To make an offer, I would:
- start with MSRP and subtract all the available savings I’m eligible for
- Subtract the residual value from the adjusted MSRP
- Divide by 36
Is that it?
My big question is that I can’t tell from the lease details if they are already including the national promotions (7,500 manufacturer and 2,500 dealer). I also can take Volvo loyalty and Costco deals (another 2,500).
Here’s the deal: “No security deposit required. Monthly payment of $947 based on $75,095 MSRP of 2025 XC90 T8 AWD Plus, includes destination charge and application of $2,000 Lease Allowances. $0 cash due at signing. Actual adjusted capitalized cost $61,716. Total of all monthly payments $34,092. Option to purchase at lease end $44,306. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile.”