Check what the dealer buyout is vs your buyout. It could/should be thousands of dollars difference because dealers don’t pay tax. Also, if you are going the route of the Mazda, either a cx70 phev or cx90 PHEV qualify for the $7500 incentive, and check to see if they qualify for no tax and/or any other state incentives in New Jersey. I would reach out to Anthony at DSR leasing as well for a buyout quote. He is right up front and honest on buy outs.