Got this in an email.
if each $500 down is the equivalent of $15 month, this is a bolt for ~$250 a month (+ taxes/fees).
not in the market, but wondering if I’m doing the math wrong and this is a very good deal?
He hasn’t posted much since Memorial Day but I bet ChevyPhil can do better 
Why would anyone put anything down unless it was debated?
hence why I gave what I assumed would be the equivalent offer without anything down.