'26 BMW iX45 Deal or no Deal?

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So I have two leased EVs (one expires in May and other in June but will extend) and not trying to lose out on the free money on the table before end of September.

Here’s what I got so far
'26 BMW iX 45 (~$86.5K MSRP)
Mineral White / Black microfiber
M-Sport (22" 1024M wheels), Climate, Premium, Eclipsing Panoramic Sunroof

$797 with $2500 down including broker fee
10K miles / 36 months
What do ya’ll think?

BTW: Previous thread on Lyriq was lost out to another customer who beat us to the dealership…

What kind of discount are you getting on this? I have a dealership in SC, so depending on the discount, I can potentially beat what you’re getting.

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He won’t detail it out for me until I submit the credit app but I know its at least $10,990 plus corporate discount ($1K) plus his discount…

But please look out for me as I’m in SC too!

That they won’t tell you the discount without a credit app seems like a big red flag. However, you should be able to reverse engineer using the calculator.

Have you obtained RV, MF, and incentive information?

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You lose lots of money by not knowing how to put your own lease together and calculate a target payment…

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That I have not. I don’t think I’ll go with that broker given the mystery behind it all…

Most brokers here are good and will get you a good deal…just pay one…especially if you don’t know how to put a lease together and math it yourself.

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I’ve leased all my cars and know how to structure it. Look at my previous signed post…

I sent you some really good options that have everything you want…

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Sorry, sent where?

And calculate real time? Because what if something changes in finance or ? Don’t rely on the dealer to give you numbers…

PS, plenty of people (esp coming to this site) lease without knowing what really doing.

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I don’t get what you’re getting at. If the deal is confirmed and signed, the numbers are transparent and honored.

Let’s call it, yea?

When folks come here and ask for advice, the first response is generally what is the deal broken down by discount, rebates, taxes, MF, and RV, or a calculator if you haven’t provided it. And this info shouldn’t be coming from the dealer, you should know it before reaching out to dealers. You could be leaving money on the table if you do not know every detail. No one is going to look at a payment without this pertinent info and say yeah great deal take it. If you want folks to help, you gotta put in some effort too.

You don’t break down everything I’ve listed above in any of your deals, you simply relied on the dealer. If that works for you, great, but you aren’t going to get much feedback here without it.

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Point is typing the above is not very informative…to analyze a lease you need to know discount, incentives, RV, MF (and why not do full MSDs), DAS monies paid to…first, acq, down if any, fees, taxes, etc.

There are plenty of ways for a dealer to put in miscellaneous fees, bump the MF, etc if you don’t know how to truly ‘build’ the deal. Go to Wiki here and see how to use the calculator to do this.

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Exactly, thanks!

Proud Christian Bale GIF by Ashwin Gane

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The answer to hostile people asking for advice on a deal with virtually no information, nor any desire to provide information is: “Yeah that’s great, take the deal”

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For starters, what is the broker fee?

If a broker can’t share this info, I would find someone who is more transparent.

Did they share the $10,990 incentive figure with you or did you research that info?

They shared that…

Well, good luck with your search.

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