These newbies never learn. I feel like there has to be break in period for new members or a section for newbie questions. Clogs up most of the forums
I guess if you dont care about color, options, milage, condition (scratched) there are always better deals out there. For what I wanted, you werent getting 12% dealer discounts before rebates within 100 miles of Pittsburgh PA.
I didnt qualify for 7k in rebates.
You cant go off of visor.vin discounts, they include everything the dealership puts on them (military + first responder + current leasor)
Lucky for me the deal vehicle I mentioned had 400 miles on it so i said no. Ended up with a 77k 26 Laramie 39/10 with 2k due at signing (included first month, so basically 1400 down) with payments (everything rolled in) at 595 (under 600 which is what i wanted). Also ended up getting 2600 more for the trade in by going the carvana route.
| 2026 | 1500 | Larmie Crew Cab 4X4 5’7 Box | $72,500.00 | 10.25% | $475 | $527 | 39/7.5k | |
|---|---|---|---|---|---|---|---|---|
This is auto ninja. 72.5k vehicle 39/7.5 at 527 pre tax or ~575 with tax for 7.5k miles. Tax in PA is 9%. Due at signing 1st month, taxes and fees. For every 1k add on $20 so add another $90 a month to get the same vehicle. And dont forget to add back the 1.5% affiliate discount.
You have to pay $100 for FAC Affiliate and wait a month or tack on 1.5% to the vehicle price.
Plus I’d pay a broker fee and most likely have to have it delivered, how would that be a better deal? (not putting down auto ninja)
Maybe they need a course before people can offer their newbie opinions.
Even though I ended up with a better deal than originally posted, the Auto Ninja deal is different, You have to pay 100 and wait a month to get 1.5% off so add that back on to the purchase price. It would also be for 7.5k miles not 10k. Plus the vehicle was 75k not 72.5k so add on another ~50 to the monthly. And I didnt qualify for military, first responder, college or current lease.
Visor.vin is a great resource, but those crazy high discounts include all of them being used (depends on what the dealership has on their page- its not the dealer discount).
Always helps to read the fine print.
Just did the auto ninja calc and i got a better deal 595 vs 620 (add on the $20 per thousand in sticker price) using my 5k in incentives. Now the fact incentives are untaxed might make a little difference. Plus this didnt take into account the 1.5% affiliate discount youd have to add back in.
I did get it better, thanks for a normal response. They dont know what theyre talking about anyway.
Ended up selling to Carvana. KBB and dealerships couldnt come close. Was told sometimes theyll be higher and sometimes theyll be lower, in my case it worked out.
Times have def changed. Used to be youd want to sell to the dealer you were buying from to get the best deal (Ive always traded in my leases, this is the first time in forever I had a vehicle to sell). So on my trade in, a 2019 Ram1500, the first dealership offered me 23k, the one i bought from offered me 24k, KBB offered 23k and Carvana came up in it’s offer this month to 26.4k.
Selling to Carvana was almost too easy, glad i kept refreshing the offer.
Brokers don’t always have the best deals, I RARELY use a broker unless I really need a car ASAP. You just need to do your homework and bank on dealers taking your offers. My dealer laughed at me when I said $199 for wranglers since they were at $430 originally. So it is always possible.