Hello, I have negotiated a pretty strong lease in Atlanta on a 2026 NX 450h+premium MSRP $62,202. 39 months/10k per year. Upfront is 1st payment and tag/title: $700 and monthly is $585/mo with tax for 39 months.
Question I have is I have been trying to use 9 MSDs to lower MF more.
Deal is: 39mo/10k yr
Buy RateMF of 0.00030
Residual-61%
MSRP-$62460 with 9.1% discount from dealer
No incentives
Noo additional add ons outside of Acqusution and Doc Fee.
Monthly is $585/mo 39 mo/10k with only 1st payment and tag/title upfront ($700 total). I know this is a good deal to begin with but I am open to MSDs here to push it.
Dealer has advised me that I can’t use MSDs with Lexus Financial for MF’s under 1% or if MSDs make the MF negative which would be case here. I want to make sure that is true or at the least can I put say 3 MDS and get MF (0.00008 per deposit reduction) to 0.00006. \
MF under 1%? That makes no sense. The syntax for an MF is .00XXX. Converted to a %, it is .XXX%. Three MSD’s should be doable as you suggested yielding MF = .00006.
I didnt pull trigger in time as on 5/5, Lexus financial raised MF to 0.00060/so double. Wondering if I should still pursue same structure but push for up to 7 MSDs and then MF will remain above 0.
You should really just take it, especially with that discount. Plus Lexus hybrids are incredibly annoying to locate since literally everyone and their mothers want them - the plug ins being even more difficult to get
Thanks. They are telling me I can’t put down MSDs but I don’t believe that to be true and if they are willing to sell at buy rate, why do they care? Just trying to understand their angle here?
I leased a 2025 NX450h and was able to do MSDs. I get not wanting to get into negative MF but you should be able to do a few?
The dealer (Rockville MD) offered to lower my payment by $1 so the MSD amount would be lowered by $500. Any Lexus I get I’m going back there. The local dealers are clueless.
