Current mileage: 2603
Maturity mileage: 32513
Effective miles per month: 903
Maturity date: 01/31/29
MSD due (if any): $0
Cash due (if any): $0
Incentive for new lessee (if any): None
Financial institution: BMW Financial
Transfer fee: Paid by Seller
Out-of-state transfer allowed (yes/no): Yes
Vehicle condition (accidents, tire wear, etc.), options, and other details: No accidents, No issues, vehicle is like new and garage kept. Has XPEL XR Plus Ceramic Window tint all around, as well as Smoked headlight PPF and gloss black rear emblems. Smoked reflectors front/Rear
When you normalize the numbers, the comparison looks very different. At $896/month, once NJ tax is added, the true all-in is roughly mid-$950s on a used transfer with miles already on it and no MSD upside.
By contrast, even removing MSDs and rolling tax and fees into the payment on current demo/new M50 deals, the true all-in still lands materially lower. Apples to apples, it’s hard to call this the lowest once everything is normalized.
NJ tax is already included at $896. This vehicle is a higher spec with 1/5th of the miles and a year newer.
The other car you’re referencing is $770 per month After tax and inceptions additionally there is an $800 broker fee, has 15,000 miles, and msrp is 2k less.
These are not comparable deals in any sense apples to apples, this isn’t even close.