2025 Volvo XC90 T8 Plug in Hybrid Deal Check

Well said Sir

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:100: - I donā€™t want to go off topic here, but I have been seeing more and more of this on this site. Just because Mike got a $3xx monthly payment does not mean I can get the same deal.

For what itā€™s worth, those type of deals donā€™t easily come around. At this point, any deal with a discount of 9%+ off MSRP + all applicable rebates + base MF is solid, IMO.

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On a brand new or even relatively new model, yes. Not on something that began production almost 10 years ago.

We are simply seeing another step back towards pre-covid normality where obsolete cars needed heavy lifting to move. 2019 QX60, 2020 MDX, etc come to mind. And those cars werenā€™t even as obsolete as the XC90 is now.

Aside from a few turds there arenā€™t good cars and bad cars here, and the point isnā€™t that the XC90 is a bad car. There are overpriced cars and underpriced cars. $661 for a XC90 is overpriced.

And Iā€™m not privy to how many they moved in the last couple weeks and thus how little they might be motivated to them as today. But Volvo doesnā€™t have a combustion replacement for the XC90 in 2025 and their factories will keep churning them out and dealers will be back to being motivated again.

I will concede this as I know nothing about Volvoā€™s in general, and I do agree that any car with a battery seemingly has an MSRP determined by an office dart-board.

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Agree with this. And people jumped on me for potentially turning down a deal yesterday over my EX30 pin not working and therefore the price jumping by $60-65/month. I will agree and concede that the deal even without that is still a great deal for the car (and Iā€™m still discussing it with them). But the thing is I donā€™t need a new XC90 T8. I own one that is 3 years old that we love, in great condition, no problems, and low mileage. If I could get an amazing deal in the mid-300s I would sell our existing one and lease a new one, which is why I was pursuing this because of the amount of incentives I had/qualified for. When it gets to mid-400s while still being a great deal on its own, itā€™s not good enough for the situation I am in to get me to pull the trigger. Iā€™d rather keep ours for 3-5 more years (which would not be cheaper in the long run in the mid-300s, but will in the mid-400s).

And yes, I understand that Iā€™m a year away from being out of warranty, going to have to replace tires and breaks in the next couple years, there could be other maintenance issues, etc. But in the other direction, my insurance is less on mine now than a new one, my property tax is almost $1k less per year, and Iā€™ll have a couple of years of no car paymentsā€¦ All of this factored in along with return from investing the money on the positive equity puts that cross-over line for me in the mid-300s

Who cares if itā€™s 10 years old as far as the current model goes? Itā€™s an all-around great SUV at a great price, people are happy with them and the units are moving.

You probably have never even driven one and your armchair bashing of the XC90 is bizarre at best and sour grapes at worst for not pulling the trigger on one.

Round two, trying to get this XC90 lease. Atlanta dealers said they canā€™t lease to people out of the South when Iā€™d get close to good numbers so this is with a dealer in CA.

Dealer is saying incentives in GA are more than available in CA and that there is barely 500 dollars in profit for them on the car.

How does this deal look?

MSRP 76000
378 per month
2000 down
815 to ship car to me
7500 miles annually (I drive less than half that per year)

Thank you!

Your pre-incentive dealer discount is about 9.2%. You can push for 11% off MSRP and settle at 10% off if you like the car.

I would go with MSDs if you want to lower the monthly for another $60/m. So you might be around $320/m effective.

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