How does this lease look?
2025 Toyota Tacoma SR5 4WD
MSRP: $44,354
Selling Price: $39,340 (11.3%)
Residual: 82%
Months: 24 months
Money Factor: 0.00202
Miles: 12k a year
$362 a month, $320 total due at signing
Cleveland, Ohio Zip Code 44102
Good deal??
Looks fairly decent….are you sure you do not qualify for any incentives?
AT .00202 or ~ 4.8% I might consider covering inceptions ( fees / taxes ) up front instead of just $320 DAS. Maybe MSD’s if that is in the cards for you as well to lower the money factor.
Quick look at Signed Deals & Tips shows at least 12.5% is possible
And hacking means pulling more than one lever. MSD is a way to lower your payment beyond what you can get via negotiated discount.
If it’s the spec you want, sign it. Not much meat left on that bone at all. If you want to save money, do a one pay lease, which beats down their interest rate. In short, you would stroke them a check for $6700 and not have a payment at all.
Just say “I want to do a closed end one pay lease at the same terms to reduce the MF” This saves you 2k+
I can get you around 7000 on a one pay 24/12. East coast tho. My fees included however
How can I contact you?
Text
Jim
215-359-6836