jneems
June 11, 2025, 1:14pm
1
Is this a decent deal or am I out of my mind?
It’s a particular vehicle - Lincoln/ford typically do not lease well - people buy these
jneems
June 11, 2025, 1:44pm
3
I dont really love having cars for more than 3 years.
It’s not a bad deal but yes you’re out of your mind. Have you crossed shopped the Escalade if you’re stuck on leasing. Or do the math it still might be cheaper to finance and sell in 3 or 4 years.
jneems
June 11, 2025, 11:04pm
6
Any brokers on here that can help me with financing on this truck?
Are they a candidate for a balloon ?
The purpose of this wiki is to consolidate noncaptive balloon loan guidance and help the community better understand this alternative financing option. Anybody, with proper trust levels, can edit this wiki and contribute additional content.
Why Consider a Non-captive Balloon Loan
A traditional balloon loan combines features of a lease, such as low payments based on a residual value, with features of a loan, such as direct ownership. This type of financing is sometimes offered by captive lender…
Or finance and sell at 36-48 months?