2025 GLS 450 4MATIC SUV Lease

Ask the Hackrs
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1

Hi,

I was offered the following deal in NY, for the lease of a 2025 GLS SUV

Monthly price - $1,256.14 for 36 months. Due at signing $5,000 + Capitalized registration & fees include $1,095 + Up-front registration & fees of $175 + $10 Inspection + NY Registration fee of $265.0 + $12.50 NY Tire fee.

MSRP - $97,135
Dealer discount ($11,899) - I qualify for the MBD discount program (employee referral discount)
Total Purchase price - $85,236

The capitalized cost of the deal is $87,017.42 including capitalized taxes and fees.

MF - .00176
Miles - 15K
Residual - $50,510 - 52%

The Leasehackr calculator gave a score of 6.6. I am not sure if this is a great deal. I would appreciate any feedback on the deal.

2

It’s an all right deal. Are they including $4500 fleet/sams club in discount? I would at least push for buy rate on the MF.

If you can find a demo unit you can get closer to 12-14% off pre-incentive. Tack on fleet and get buy rate and you’re sub $1k/mo effective (36/7.5). Obviously easier said than done.

3

Thanks for the reply. They said once I use the MBD discount, they can’t combine any other discounts with it - $4,500 fleet/Sams Club or AAA.

Maybe the best bet is to get the buy rate on MF - 1.99% APR, right?

4

Buy rate is 0.00136 (3.26% apr)

If you get them down to buy rate it will knock off about $50/mo. You could do MSDs as well which would knock it down another $50/mo.

5

Your total lease cost is _____ which just by eyeballing I can tell is an egregiously high percentage of the selling price.

6

Is penfed completly out of thr picture for fleet?