2025 Ford Bronco Sport: new lease $499/month - advice

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Hello! New to the forum. I’ve done a few leases in the past, but I’m really starting to understand them better and think I’m getting screwed over. I want to get better at hacking and want some input on a deal in front of me.

I’ve got a 2023 Ford Bronco Sport Big Bend lease coming due, and they’re trying to get me into a new one. 37/39 payments made. Their current deal is covering L&M. This quote rolls in those last 2 payments, I think.

Location: Texas, address ZIP 75206

Their sheet for Deal Breakdown:

New car: 2025 Ford Bronco Sport Big Bend, former courtesy vehicle with 1700 miles

MSRP: $35585

Savings: $7250

Selling: $28,335

1% Sales Srv Fee: $355.85

Trade Allowance: -$18870

Trade PayOff: $20,000.15

Sales Sub Tota;: $29821

State Taxes & Fees: $665.19

Other fees: $446.00

Final Price: $30,932.19

New Lease:

36months/12k miles with $0 down

Monthly payment: $499

Any advice would be appreciated. This is nowhere near the 1% rule.

Thanks!

Not good deal. As suspected.

Whats the money factor? Ask them for that. Also the vin, and residual

Oh and its a courtesy vehicle with 1700 miles on it. We can negotiate this as a price adjustment too.

1% rule is meaningless. If you can’t calculate your own lease payment/DAS you don’t know how leases work. Spend time studying in Wiki. Learn the LH calc. Post this deal in LH calc link for review.

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Step 1. Forget any blanket statement or rule you have heard up until this point on YouTube or Reddit.

You came to the right place. Practice using the calculator and coming up with your own deal as it applies to you. You already signed up as a super supporter so it’s a good start. See what brokers are offering in the marketplace. Why not just write out your current lease instead of rolling 1200 negative into the new deal?

Here are some good resources to help you get started:

These articles and more can be found in Leasing 101:

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No one here has leased a Bronco Sport in ages which tells you it’s not hackable.

$499 for a car selling for $28k makes no sense whatsoever.

Is your trade fairly valued?

What is the breakdown of the $7,250? Quick glance of the incentives for this car in my zip code shows one incentive alone worth $6,000, and a whole bunch of others (not all of which will apply of course).

This may very well be an MSRP deal – or worse.

Separate out the trade and figure out what each is worth separately (the lease cost and the current vehicle) before proceeding.

I’d put the chances that you’re getting hosed at close to 200%.

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