2025 BMW X3 M50 - bad lease offer? $1,234/mo

[jerry2289]

First time leasing so I’m new. I know $0 down is desired. I have $2k (delta) from a trade in here but would be willing to sell that to carvana for maybe a little more.

Minnesota

Brand new 2025 BMW X3 M50 with a lot of options. We built it on their website. Dealer proposed this, which seems high:

|MSRP/Retail|$70,875.00|

|Adjusted Selling Price $70,875.00|
|Estimated DMV Fees|$1,315.00|
|Doc Fee|$275.00|
|Acq. Fee|$925.00|
|Capitalized Taxes|$1,467.88|
|Net Trade|$2,000.00|
|First Month Payment|$1,234.37|

36 months, 10,000 miles

No other info provided (yet). Believe i need to ask residual.

Thanks

[Ashleigh]

They’re selling you this at MSRP. While it won’t lease well, I can save you thousands of dollars. I can get you one of these for 7% off. Even after the broker fee and shipping, you’d save a ton of money.

[Bismarck]

My napkin math says these numbers suggest you’ll pay $47,637.32 or thereabouts to drive a $70,875 automobile for 30k miles and 36 months. Which would be insane.

I would not even talk to this dealer any longer.

[ep3978]

I have a 2024 X3 M Comp MSRP around 90k+

2K DAS same term as yours and it’s 1215 monthly for comparison.

Your deal is pretty bad

[Artekp]

what are the possibilities on x5 60

[eastcoastcarguy]

Pretty bad deal. I can get you the same car at 9% off

[max_g]

@jerry2289

First time leasing so I’m new.

You don’t have to be leasing expert to do some elementary math: sum of all payments + cash/equity DAS. How does that compare to the price of the car after all discounts and rebates?

There’s no specific formulae on how to compare the first number to the second in order to consider it a good deal. But a bad deal should be immediately obvious.

[Ashleigh]

Monthly possibilities? Varies greatly with MSRP but I’m at 8% off.