2024 Subaru Crosstrek Sport deal check before commit

2024 Subaru Crosstrek Sport

$31,549 MSRP (includes $1345 Dealer destination charge)
$2208 Dealer Discount ~7%
$499 (12 months of Subaru customer connect gps bullcrap)

$29,840 Total Purchase Price

65% Residual (65% of MSRP - NOT Total Purchase Price) ~$20,507 (68.72% TPP)
0.00261 MF (x2400 = 6.264% ~interest)

36 months / 12,000 mi/yr
$0 due at signing

$489.33 per month

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This looks like a miserable lease candidate. Just buy it.

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Can you explain why please? Buying isn’t an option. I’m a new college grad and have limited funds for a purchase/finance. Just want to lease.

Some vehicles offer a very poor lease value. At $500/mo, you could finance it for basically the same payment and significantly lower your total cost of ownership.

You’re in NJ. Lease an EV and get a way nicer vehicle for less money.

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I’m moving to an apartment that doesn’t have EV charging available closeby. Believe me - that was the original plan.

Financing it is significantly higher and for 60-72 months. Not an option.
Thanks for your replies though.

What interest rate are you getting if it’s significantly higher for 72 months?

Have you considered getting 3 dodge hornets for the same price? You could get different colors and change them out depending on your mood.

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You don’t need, and if it’s on the window sticker it’s not residualized, and you don’t have to buy it.

Buy an Elantra or Corolla. If that’s too expensive buy used.

There’s nothing worse fiscally that a new college can do than start down a path where you spend ~$36k over the next six years and have little to no equity.

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Have you considered getting 3 dodge hornets for the same price? You could get different colors and change them out depending on your mood.
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I have not considered this… looking now…

R/T or R/T plus is where you want to be due to the large incentive stack. Especially with the $4500 conquest incentive in NJ on them. You could do an R/T plus for easily half the price of the crosstrek

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Is that a plug in hybrid?

yah, but you don’t have to plug in a plug in if you don’t want

Also some EVs come with free charging. You can charge at common EV charging spots.

https://www.freeholddodge.net/

I did some digging and didn’t see anything that would make a lease on a Dodge R/T plus for half the price ($250/m with zero down). Very doubtful.

Rather than looking at dealer websites that offer horrible deals, spend a bit of time in the marketplace here, where you’ll find that a $250/mo hornet deal in NJ is very doable.

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I already did that search - NJ Dodge - 200-299$
came up blank.
It seems like you’re actually trying to help - so thank you for that. But I just keep hitting dead ends with nothing close to seeing the Hornet Plug-in for anywhere close to $250/m with $0 out of pocket. So if you know something more specific, post that. But please don’t keep me going on a wild goose chase. I did my homework and spent a lot of time at the dealer with the Subaru offer. Maybe those cars just don’t lease well. I don’t want electric and I don’t want to purchase.

100 percent listen to mllcb42, look around in the Marketplace. Crosstrek is a decent vehicle but leases horrifically as you can see. Being in NJ, you have a ton of brokers close to home. Highly suggest going this route.

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@Arbutis do you have a car that qualifies for the conquest rebate? Check the fine print of the rules if you have not already.

Buy an Outback. They have subsidized interest rates. Spread it over 6 years and the payment won’t be that bad.