In addition to what the other posters have written… I’m not sure what you mean but “turn in” or “just return.” The remaining payments need to be made, regardless of whether they are made by you or by the entity the purchases the car (which is why you need to have a sense of how much your Accord is worth right now).
First of all, you don’t need a male figure in your life. Guys overpay for cars just as much as women. Most Acura dealerships also own Honda dealerships, so they will be able to buy out your lease. I don’t know what you put down or what you rolled up into your payments, but either way, everything can be rolled up into a new lease contract. Personally, if I was negative on the current lease, and I really wanted another car, I would just pay off the negative equity up front. You’re lucky that you live in the tri state area because you have access to the best brokers who will save you a ton of money.
