MSRP: 46490
Selling: 46490
Rebate total: 8187
Cap reduction: 6298
Doc: 85
MF .00174
Residual: 57
Upfront charge: 1304.26
First months: 583
Drive off: 0
12k 36 months 534.41 with 10.75% tax 583.84
10k 36 months 522.07 with 10.75% tax 570.36
Calculator score 7.3 years
Edit: mf should be .00162 dealer has inflated it.
Thoughts?
Your after rebates price is not consistent with an at msrp selling price.
That looks horrible. And don’t put 6k down on any car
6k isn’t being put down here. This is $0 das.
You got the car at MSRP, so it could be much worse in this market. I think deals with that car are hard to find anyway. For what it is, its fine. Enjoy the car.
MSRP for this is car is good because it’s in high demand. You can a lot for the money, including 3rd row for toddlers and a small EV only range with the option to take road trips.
Arrived at dealer and they increased the mf to .002 and refused to reduce it. I walked away.
Thanks everyone.
MF is set by the bank, not the dealer… How is your credit?
I may be wrong, but I do not think the dealer is able to muck with the banks mf and residuals. Unless your credit came back a lower tier?
I have top tier credit. Kia is .00162 they quoted me .00174 but increased it to .002 when I went to sign. It’s only 20-30 dollars but was tired of the games. Tried to negotiate but manager refused. Oh well.
Fixed for you.
the dealer can make money off the MF, it’s the RV that can’t be directly changed.
But dang offering a deal and when you go in the payment jumps 8%…ick.
Do not forget to craplist them.
Good to know…
I would have probably walked as well…
It’s the main reason here why everyone is asked to find out the ‘buy rate’ because dealers can pull a fast one with a great offer but hidden fees.
Exactly. Without knowing it I would have accepted the higher costs. Thank you everyone for your help and advice.
How? Is that something on here?
I meant in general sense. There is no shortage of various places to leave dealer review.
How much did the payment increase?
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