Well let’s start with not paying ABOVE msrp. I don’t know, honestly. I wouldn’t buy that car right now for that price… in the same market two years ago, you could have an almost $80,000 Audi for that monthly payment. I know those days are gone for now, but this is just silly to me unless you’re desperate.
A $52k Limited is not even all that well equipped.
You’d be ~$33k towards paying off a fully loaded $50k Highlander or Palluride if you financed one (how much equity would you have then?) instead of this atrocious lease.