It looks like we are better off financing instead of doing a 1 pay lease since there is no MF discount
I’m happy with this deal, I know the dealer well and they are being very fair.
$23k to lease a $32k subaru for 3 years? Why would you consider such a thing
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that balance is is if we financed. the residual is $23k (67%)
Looks like that’s the net purchase price after trade in. The lease is $4,788.
that’s right, or $133 a month
comparing the $133 a month lease to the $375 finance payment. it looks like the $8,712 more in payment ($375-133 X 36) give a $10,400 lower balance in 3 years… interesting
No, the lease is $23,700.
Its being paid for with $4788 in cash and $19k in trade equity.
Edit: $10500 in trade equity, so $15k lease
This is not a $133/mo lease, this is a $658/mo lease
Edit: $425/mo, not $658/mo
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How are you getting $19k in trade equity? The payoff is $41,524 and they’re offering $52k for it.
I know it’s fun to jump on and criticize a deal. why not take a minute to look it over and acknowledge that I know what I am doing. I thought it would be fun to share and work through my thought process
Youre right, i was looking at the trade difference for tax purposes.
In that case, its a $425/mo lease.
My only issue here is that you’re putting over 10k down from your trade. That’s cash that could be in your pocket - you combined the two deals, which means you can’t net them out and take advantage of both.
Did you get quotes from other buyers?
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I agree, the positive is that is all profit from our last purchase. I was hoping I could turn the profit into a single pay and no payments for 3 years. It would have worked on a cheaper model but with inventory we are happy to have this one.
Understood, but you’re spending 4800+11,000 to rent the Subaru for three years.
If you quantified it as a finance do you think that might have netted a better outcome? This is the best time to compare both options, but congratulations on your new subaru and don’t forget to order your free badge from Subaru at
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I personally wouldn’t drive a forester no matter what the price is. It’s just so underpowered and boring.
You trading in your Bronco for a Subaru?
yep, we are going to do the 3.90% for 72. saves a couple grand over 3 years.
my wife… tell me about it, lol. We also have a 4xe that just landed but she wants a better “family car”
4xe, M240i on order and a lame forester… 
Check my profile - I have a finance thread with slightly better rates.
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