2022 BMW X5M Competition Lease Transfer

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Year, Make, Model, and Trim:
2022 BMW X5M Competition
Nova (Northern Virginia)

MSRP: $120,745
Monthly payment: 1,964.34

Current mileage: 5,000
Maturity mileage: 36,000
Effective miles per month: 940
Maturity date: 02/09/2025

MSD due (if any):
Cash due (if any): $10,000
Incentive for new lessee (if any):

Financial institution: BMWFS
Transfer fee: $500
Out-of-state transfer allowed (yes/no): yes

Vehicle condition (accidents, tire wear, etc.), options, and other details: Vehicle in Showroom Condition.


He’s adding 10k cash so more like 2% over sticker

Is the $1964 factoring in the $10k down payment?

Or $1964 plus $10k down?

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It said effective of 19xx so I assumed it included


Probably best for you to confirm

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Isn’t this VA, where the tax is on selling price and not depreciation?

$10,000 due at takeover

Yes. Tax for VA is based on sales price which is paid upfront.

Yes but people are asking you to verify that with the $10K at takeover if it makes your current effectively $19xx

Or, if it’s $19xx and you’re also asking for $10K at takeover

The payment plus $10,000

Oh that’s no bueno at 19xx payment + $10K due

That’s an effective of close to $2300


Thats $72,858.88 to rent a 121k car for 32 months. You could probably get it cheaper, new from a dealer. Virginia taxes probably screwed you but this is not going to do well here. Try SAL or something.


For anyone seriously interested. I’m willing to negotiate on the cash due at takeover. Just PM me.

Currently there isn’t much inventory and dealerships are wanting 7.5-10k over msrp.

I assume you’re paying $1900 a month until you transfer. And probably not driving much. That adds up quickly.

No they aren’t. I can get an X5M for significantly less then 7.5-10k over.

I don’t know why anyone would take over your lease when they can walk in and get a brand new one for less… do some research before you post.


People get greedy. Not sure who in the right mind would pay 2k+ Monthly for an X5M.

An msrp deal on a $120K X5M comp is about that right now w first only

Thank you all for the input!

Right, but OP wants 10k down.

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I’m under list on these and have allocation available…:eyes:

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This is bad, especially on a forum like this. Like someone said, residual should be like 35% with this deal. :joy: