With his cash ask you are probably right there. All these leases that people got in late 2021/ early 2022 at or above MSRP with marked up MF and no support will be very hard to exit without a significant incentive. And the touch screen delete is a whole other story.
I don’t understand why you always ask this question. It doesn’t matter what his payment is after tax or if he paid tax or not upfront. You take the pretax number and figure out your situation for tax and then see if that number works for you or not. It’s irrelevant what he does for tax.
I’m not invested enough to pull all the numbers and run calculations so I’m going to take your word for it; however, I believe I saw one of the brokers posting here 10% off on X5M, with that discount it may get pretty close. Here’s one X5M on SAL at 1500/mo plus 7500 cash. If the cash ask is negotiable it will be very close to OP’s deal
That is incorrect though. It depends on how the tax is charged. FL is a monthly state, so transferee will be charged pre monthly in this scenario. However say this was a NY deal where tax is charged on total number of payments and rolled in and the transferee is in FL for example , then yes, they wouldn’t go back and adjust it, customer will just have to pay the tax again on top of that monthly payment.
