2021 Volvo XC90 T5 Momentum

Ask the Hackrs
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1

Hello all! Been back and forth with a bunch of dealerships in South Florida and this has been the best deal I’ve received so far. Thoughts?

Year, Make, Model, and Trim: 2021 Volvo XC90 T5 Momentum (non loaner)
MSRP: $$52,125
Sale price after incentives: $45,125
Monthly Payment: $595.00
Drive-Off Amount: $0
Months: 36
Annual Mileage: 10k
MF: (Would not tell me but I figured .00158)
Residual: 59%
Incentives: Costco $1250 and A Pricing
Region: South Florida 33027

Initial offers: Drive off includes 1st month/fees and monthly includes taxes.

$0 drive off, $596 a month
or
$1500 drive off, $551 a month

Is there any more wiggle room on the monthly without coming out of pocket with more money?

(My guy was unavailable today but I am going to ask him tomorrow for the breakdown in sale price and incentives that way I know the sale msrp before incentives applied)

Thanks

2

I’d recommend determining the incentives yourself and breaking it down. The dealer is unlikely to separate out the dealer cash/Volvo allowance.

If you’re using a-plan, you’re most likely leaving money in the table. It usually locks you in at around 6% pre-incentive.

3

For reference – I recently leased a XC90 T5 AWD Mom. Mine had nav, 20s, protection, integrated booster and heated steering wheel and rear seats. It was a loaner so it came with 1k miles, and I put zero down (36/12k) and I am at $611

4

I got my 2021 xc90 T5, first payment and zero down - 10k a year -$485 a month in Atlanta.