2021 Volvo S60 T5 Mom $349 - 36/10k - only first payment at signing

no. what this has is most likely it was punched back in jan/early feb and got the extra money they started putting into s60 loaners after they stopped putting xc’s into loaner service.

You said it would show as a loaner on the site and it does not. Also - a punched car wouldn’t be traded and this one was at that dealer for 2 days only, allegedly. Most likely they jacked up the MF and gave everything on the front end, including adv fee.

Edit: all looks kosher, including buy rate. I’m $6 off.

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