Trying to figure out if this is a good deal.
Most of my driving is at night and the roads are always empty. So the down payment doesn’t really effect me. I’ve never been in an accident in 15 years. Knock on wood.
Gave a screenshot to a Kia Dealer of what the Kia USA website stated $212 a month. Obviously that’s without dealer fees and taxes. So I estimated everything around $250 maximum. And they quoted me $259. Still believe I’m over paying a few dollars but not exactly sure.
36m/12k Miles
4k Down
0.00176 Money Factor
63% Residual
Anyone know if this is a good deal. The money facter seems a tad high
You’re basically paying full sticker price. This isn’t a good deal…
To tell if the mf is high, you need to know both what they’re charging and what edmunds provides for buy rate. 0.00176 doesn’t sound unreasonable for Kia, but there’s only one way to know for sure.
Yeah. I had a broker that was offering me $244 with 2k down. But he went silent for little over a week. And I got this quote today so was trying to figure out the best one. The broker obviously is the way to go but not sure what happend to him and his phones off
$370/mo for a $27k Kia. Why are you even asking about this? You should already be driving it! You’d better hope they’ll still honor this fantastic quote. Good luck.
Believe it or not, I can chime in on this. For whatever reason, my dad is obsessed over this car. Sorry, but it’s pretty crappy, insanely uncomfortable, and the inside is a plastic mess. We went to see it on Saturday, and the dealer said they are just starting to sell at MSRP, rather than over - mind you this is a Florida dealer, too, so the doc fee is about $800. I think this car is beyond overpriced and missing some very basic options, like XM, auto-dimming mirrors, power passenger seats, etc.
My dad is also not seeing the effective price and believes it’ll be less than $300 with nothing due at signing. If the XC60 price is right, he’s going that way, but he loves this car, and it’s ridiculous. I would do a hard pass on it, OP.
