Here is more explanation on the deal.
I fail to match the calc with the quote.
From dealers email -
Sale price $42399 a total savings of $7186 includes all loyalty and incentive. The residual is 52% $25784.20 and the money factor is .00036 base .00071 reduction for msd’s .00035 net factor .00036
On asking for fees -
The fees are that I am capping ( rolling into the payment) the acquisition fee and the tag transfer $1095 acq fee and $496.47 tags $5.00 tire tax cap cost is $43990.47 You are paying the 1st payment of $500 and 5 msd’s@ $550 ea total $2750. The security deposit is calculated on the payment before the interest reduction.
I have not received a dealer incentive. But dealer claims he is losing $180 on the deal.
And dont see anything missing with MF or RV either for the term. Confirmed with Edmunds.