So the Calc is not working for me. I will give yall pictures of the paperwork for reference. One picture will show the amount the dealer thought they sold the vehicle to me for, the other picture will show what they agreed to after the sales team called me back to check on me (tell me about the survey) and I informed him that I was happy with his job, but I was not pleased with the finance team raising my MF bc they “are allowed to mark up the MF a certain %”. All after I agreed to pay for window tint I need to replaced, BS Nitrogen in the tires, and a delivery fee of $400. Not to mention a Doc fee of $699 and I halved a service contract which was around $477.
Year, Make, Model: 2021 PACIFICA TOURING L S APPEARANCE
MSRP: $50,685
Selling Price: $35,025
Monthly Payment: $350.01.xx + tax ($597.65 incl. 6.6% GATAVT)
Drive-Off Amount: 350.01
MSDs: None
Months: 36
Annual Mileage: 10,000
MF: **.00138 **
Residual: 52% (at 12k Miles I did 10k should be 53%ish)
Incentives: $6900
Add-ons: Doc Fee: $699; Service Contract: $477; Nitrogen Tires: $199; Window Tint: $499; Delivery: $400
Region: Georgia
Trade in Allowance: $35,000
Prior Lease Owed: $22679.48
Net Trade in: $12320.52 (DOWN)
Leasehackr Score: Unknown
Leasehackr Calculator Link: Wont open on my CPU
I understand this isnt the best deal. I just sold my house and was going to use the 20k to pay off my old lease, when I realized I had so much equity in the old vehicle I mise well just use that as a down payment, put 13k or so in a high yield savings account, and use the remaining 7 k or so to remodel my new kitchen…
they gave me 35k which is the same amount carmax and carvana wanted to give me,
plus this vehicle was the only one within 1000 plus miles that had the middle seat in the rear which would accommodate my family more than not.
The dealership also delivered the vehicle from five hours away.
Thats not true really. I can still do a lot, i havent returned the paperwork they sent e to resign the deal. At the time this went down, I just had a baby and was like in my 2nd week of being in a new home… prob didnt need to add this stresser but didnt want to make another monthly payment, I agree I couldve just had them cut me a check for my trade in, and had more money to invest potentially…
but this deal still saved me around 10k in the “now”
this is my third pacifica, they hold thier value fairly well. I am extremly confident, I will get the $ back,
i paid 39k for the last Pacifica, and got 35k trade in, after putting nearly 50k miles on it
I also talked them down from another 1k in add ons, I also knew there was a large lease incentive and didnt tell them until then end I has a lease… which is why the finance guy raised the MF to try and recover. Yes I Paid for add ons in this market i have seen worse. I am not 100% happy. i tried adding some context to my situation. Outside of demanding blindly that they deliver the vehicle for free, and refusing to pay doc fees and window tinting which i yelled about for awhile… I dont see where I coudlve done too much better
