Deal in Seattle, this is on a 2021 M440i xdrive (was a loaner vehicle)
Money factor is coming in at .00163 which is a little high, but can folks help me understand if this is at the minimum a decent deal?
What is MSRP? What is the Lease Protection (excess W&T?)
MRSP was 66365, lease protection is just i can drop it off and not worry about anything on the vehicle.
Lease protection ends up adding about 45 bucks a month
Looks high for a loaner. How many miles are on it?
9k miles on it. trying to go for the 12k/36m term, looks a bit high?
The mileage eats up 2250 of residual value (9000x$0.25).
Can you post a calculator link?
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Feels like I did it wrong (sorry, kind of a newbie in this space) - but it’s my best attempt
Do you need this car immediately or do you have a couple months to order something?
I autocrossed one this past summer — it was nice, but not this big a payment with upfronts that large nice
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ideally soon, really in need of a 2nd car. I’m assuming you are feeling like this is not a good deal?
MSRP on a fart car where you are paying the depreciation on someone else’s farts, plus a rate bump? 
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Dealer adjusted on the final selling price from 66k (msrp) to 57k? That seemed significant, but I’m not super sure if that’s not good on a loaner still?
How’d the dealer get 5500 of drive offs? Your calc has 0 DAS.
Redid it just now.
No it is not. Get rid of the lease protection.
Ask for base MF.
How soon? Within the next few weeks or next few months?
If I were in your shoes, I would find another car at a different dealer.
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didnt know you could negotiate on MF? For something like this what should be a targeted monthly payment (without lease protection) - speaking of getting rid of it, do you feel like there’s not a whole lotta value adding it?
Is the cash down on the lease worksheet all cap cost reduction or DAS?
BMW wiki says it is unconfirmed that > 7.5K mi takes a 7% RV hit, while the calculator says that > 7.5K mi cannot be leased.
OP, did you price what a new one would cost?
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The dealer can mark up the MF as much as they want. Some dealers might offer a bigger discount off MSRP in exchange for a higher MF (from base).
I have no clue. You are going to have to do some research. Check out broker deals in the “Marketplace” section of this forum to get an idea of what a new 440i is going for. You can then use that info and come up with a targeted monthly.
I would strongly suggest taking a step back from contacting dealers. Read up on the basics of leasing here: Leasing 101 — EDITORIAL | LEASEHACKR.
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$700/mo after $15k DAS…on a $64k Bimmer. I’m speechless. This market is abysmal.
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