Here is my deal for the S4 I’m currently driving. Similar MF, but the RV was 6% lower and there was $3250 more in incentives which more or less cancel each other out (6% is around $3600 in depreciation). Long story short is that even if there wasn’t limited supply with the 2021s and you could get 10% off, you are still are at ~$650/month with 2500 upfront on a 61k car.
