2020 Tundra 4x4 TRD Sport - US Bank Lease

MSRP $47,600
Dealer discount -6.5% for sale price of $44,500
$2500 rebate via USBank
24/15k lease for 78% residual
MF = 0.002

Zero payment walk-off with 23 payments of $493

I know the MF isn’t at the buy rate, but I’m working on that and frankly I don’t know the buy rate via USB. How does everything else look? Hoping to get this well under $400/mo, and preferably closer to $370/mo. I’m finding selection limited in MN as well as dealers that aren’t wanting to play ball, so I think that would be a pretty good ending point factoring in the zero walkoff and skipped first payment. What do you think? TIA!