2020 Toyota 4Runner TRD Off Road Premium

Just starting to negotiate a deal on a 2020 4runner and looking for some help from the Hackrs.

I’m trading in a 2017 GTI and 2018 Tiguan. The GTI I owe $18,555 and have been offered 19k in trade in. The Tiguan I owe $21,200 and have been offered $16,000… So i’m upside down $4,755.

Carvana has offered $17,024 for the Tiguan and $19,353 for the GTI. Hoping to get the dealer to match Carvana.

This is my only offer so far and it seems way higher than it should be.

MSRP: $44,442
Sales Price- $41,304
Monthly Payment: $599
Downpayment: $1000.00
Months: 39
Annual Mileage: 10,000
Residual: $31110
Region: NEO
Bank- Credit union, Dealer did not tell me which credit union yet.

Any help would be greatly appreciated.

If you can hold out I’ll have these for under $500/mo all in. I just have no inventory currently

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Sell the GTI to carvana/vroom whoever offers more or try private party. Use the money you save on that to pay down the Tiguan. Wait for @Jrouleau426 to get inventory. That’s my advice.

The GTI makes sense, but why are you trading in the Tiguan for a huge loss. I think that year has the manufacturer extended warranty.

Wait for James to get some inventory back on the 4Runner.

Would that be under $500 including the negative equity?