2020 RAM 2500 Bighorn 6.4L - $579mo / 43mo remain

Year, Make, Model, and Trim: 2020 RAM 2500 Bighorn 6.4L Hemi
Location: Massachusetts

MSRP: $53,000
Effective Monthly Payment (w/ MA Tax): $579

Current mileage: 5213
Maturity mileage: 50,000
Effective miles per month: 982
Maturity date: 08/2024

MSD due (if any): 0
Cash due (if any): 0
Incentive for new lessee (if any): $4000 upon completion of transfer

Financial institution: US Bank
Transfer fee: $500
Out-of-state transfer allowed (yes/no): Unsure

Vehicle condition (accidents, tire wear, etc.), options, and other details: Perfect Condition


Trying to parse this out in my head … so a 48/12k lease on a $53k truck that seems it must have had 2k miles to start with? BTW, it is 43 mos left, not 45. Did you pay anything at signing? Did you trade in another vehicle at the time?

Put $5,000 down and traded a 19’ Wrangler UL. I called US Bank today and I could have sworn they said 45 payments remaining.

You put 5k down as ccr and your payments is still 670/month? How much negative did you roll in from the wrangler?

I don’t think this is going to swap here. Maybe swap a lease?

Did you also roll a ton of negative equity into that Wrangler? That is the only thing that makes sense to me In this equation since those hold their value so well.

If you’re offering $1000 incentive to buyer, you should probably mention that effective payment is a bit more attractive than original: 670 - (1000 / 43) = $647.

Like others said, this will be a tough sell here. +1 for swapalease.

Thanks for the tip, it is listed on swapalease as well!

Updated effective monthly payment!

Big horn with a big payment. You’re going to need to get this sub $450 for anyone here to bite.