2020 Mercedes C300 4MATIC Loaner - $399/m $399 DAS

2020 Mercedes C300 4MATIC Loaner - $399/m $399 DAS

Year, Make, Model, and Trim:
MSRP: $46,545
Selling Price: $39,745
Monthly Payment: $399
Drive-Off Amount: $399
Months: 36
Annual Mileage: 7.5k

Is this a decent deal? It’s a loaner, and one thing to note is the low annual mileage of 7.5k plus $0.25/mile per overuse.

Having current, accurate information for residual value, money factor, and incentives is important in understanding your deal.

As such, going directly to a source that has access to that data from the captive banks is your best option. The forums at Edmunds are where we go to get that information, as they have direct access to it from the captive banks. You’ll want to post of the model specific thread for the vehicle you’re interested in and request the most current numbers for your zip code. It is often easiest to find that thread by searching Google for “Edmunds lease” followed by the model of vehicle you’re interested in.

Once you have all that info (and maybe your deal sheet), update your original post and more folks can opine

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More information is needed to form a true understanding of your deal.

Please post a link to the calculator with all the info filled in.

  1. You will need the Residual Value and Money Factor (if you do not know, go over to the Edmunds forums for this car and ask them to provide that for you).
  2. What is the dealer discount?
  3. How much in incentives are you getting?
  4. How many miles are on the car (lowers yours residual value)?
  5. Are you factoring in a trade or putting money down to lower your payment?
  6. Enter your tax rate, government fees and dealers fees the dealer is showing you on your offer.

This will help paint a more complete picture of your deal.